I. Use and consent
Please read these Terms and Conditions of Use (hereinafter “Terms and Conditions”) carefully and in their entirety before using www.lilyfanok.com (hereinafter “we,” “our,” “us”). You, as a visitor and/or user of our website, agree to these Terms and Conditions, and your access and/or use of our website, products, services or materials requested through email constitutes your voluntary acceptance to these terms.

This website and any products/services offered are not intended for persons under the age of 13. If you are under 13, this website and services are not for your use.


II. Legal and earnings disclaimer
You understand and agree that this website and our products, programs, and services are intended to assist you by providing information, education, spiritual practices, and other tools to reach your goals. The information provided is not business, financial, or legal advice. You also understand and agree that your success depends on your own experience, commitment and capacity.

III. No warranty or liability
We present the most accurate information available to us at the time we publish on www.lilyfanok.com. However, we do not guarantee that such information is always current, accurate and/or complete. This information is provided “as is” without warranty of any kind, express or implied.

We are not liable to you or any third-party for damages, including lost profits, lost savings or other incidental, consequential or special damages, even if you’ve advised us of them.

Your liability to us will also be limited to the amount of fees payable under this contract and you won’t be liable to us or any third-party for damages, including lost profits, lost savings or other incidental, consequential or special damages, even if we’ve advised you of them.

Finally, if any provision of this contract shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this contract and shall not affect the validity and enforceability of any remaining provisions.

By using our website and its content or purchasing a service and/or product from our website or requesting materials via email, you agree to this limitation of liability and release Lily Fanok LLC from any and all claims.

IV. Intellectual property rights
“Intellectual property rights” means all patents, rights to inventions, copyright (including rights in software) and related rights, trademarks, service marks, get up and trade names, internet domain names, rights to goodwill or to sue for passing off, rights in designs, database rights, rights in confidential information (including know-how) and any other intellectual property rights, in each case whether registered or unregistered and including all applications (or rights to apply) for, and renewals or extensions of, such rights and all similar or equivalent rights or forms of protection which subsist or shall subsist now or in the future in any part of the world.

The materials contained on our website, including, but not limited to, products, programs, documents, videos, photos, graphics, designs, and other files, are the proprietary property of Lily Fanok LLC (www.lilyfanok.com) and are protected by United States intellectual property rights.

V. License
Unless otherwise stated, Lily Fanok LLC and/or it's licensors own the intellectual property rights for all material on www.lilyfanok.com. All intellectual property rights are reserved. You may view and/or print pages from www.lilyfanok.com for your own personal use subject to restrictions set in these terms of service.
You must not:
1. Republish material from www.lilyfanok.com
2. Sell, rent or sub-license material from www.lilyfanok.com
3. Reproduce, duplicate or copy material from www.lilyfanok.com
Nor redistribute content from Lily Fanok LLC (unless content is specifically made for redistribution).

VI. Your license to us
When you submit any post, comment, image, or other content that you upload, publish, or display on or through our website or email, you grant to us a perpetual, non-exclusive, royalty-free worldwide license to copy, reproduce, distribute, transfer, display, perform, and create derivative works from any such User Content in any and all media or formats for advertising and marketing or any other lawful purposes.

You retain the right to remove your User Content at any time.
If you remove your User Content, the license granted to us expires but we retain the license to the extent that any User Content has been incorporated into our advertising and/or marketing or on our content sites.

VII. User limitations
You agree that you will not post, transmit, upload, or otherwise make available any User Content that is harmful, threatening, defamatory, unlawful, abusive, harassing, obscene, vulgar, hateful, or otherwise objectionable.

You agree to use this website and our products, programs, and services for lawful purposes only.
1. Certain parts of this website offer the opportunity for users to post and exchange opinions, information, material and data ('Comments') in areas of the website. Lily Fanok LLC does not screen, edit, publish or review Comments prior to their appearance on the website and Comments do not reflect the views or opinions of Lily Fanok LLC, its agents or affiliates. Comments reflect the view and opinion of the person who posts such view or opinion. To the extent permitted by applicable laws Lily Fanok LLC shall not be responsible or liable for the Comments or for any loss cost, liability, damages or expenses caused and or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website.
2. Lily Fanok LLC reserves the right to monitor all Comments and to remove any Comments which it considers in its absolute discretion to be inappropriate, offensive or otherwise in breach of these Terms of Service.
3. You warrant and represent that:
1. You are entitled to post the Comments on our website and have all necessary licenses and consents to do so;
2. The Comments do not infringe any intellectual property right, including without limitation copyright, patent or trademark, or other proprietary right of any third party;
3. The Comments do not contain any defamatory, libelous, offensive, indecent or otherwise unlawful material or material which is an invasion of privacy
4. The Comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.
4. You hereby grant to Lily Fanok LLC a non-exclusive royalty-free license to use, reproduce, edit and authorize others to use, reproduce and edit any of your Comments in any and all forms, formats or media.


VIII. Testimonials
Our website features testimonials from former clients. While these testimonials are accurate and honest portrayals of actual clients or customers sharing their opinions about our website, products and/or services, they are not a guarantee that all clients or customers will have the same, similar, or a better experience.

IX. Third Party links
We may occasionally provide links to a third-party website. These are provided for your education and information only and are not an endorsement by Lily Fanok LLC. If you use those links, you leave our website.

You agree that Lily Fanok LLC is not responsible for the content, availability, or accuracy of other websites that may be linked to our website. We make no warranty of any kind, whether express or implied, regarding third-party content, availability, or accuracy.

By clicking on a link to a third-party website, you agree that you are doing so of your own discretion, volition, and at your own risk. You agree that Lily Fanok LLC is not liable for any damage or loss caused by your access to or use of information, materials, products, or services contained on and/or purchased from any linked third-party website. You may allow third-parties to collect and/or share your personal information. The privacy policies and terms and conditions on those third-party websites may differ from www.lilyfanok.com’s. You are encouraged to read the privacy policies and terms and conditions of every linked third-party website that you visit.

X. Payments
We issue invoices electronically. Our payment terms are 7 days from the date of invoice by Paypal, Wise, Stripe, or a previously agreed arrangement. All proposals are quoted in USD and payments will be made at the equivalent conversion rate at the date the transfer is made.

You agree to pay all charges associated with international transfers of funds. The appropriate bank account details will be printed on our electronic invoice. We reserve the right to charge interest on all overdue debts at the rate of 5% per month or part of a month.

All of the personal information that you provide as part of the purchase process for any product or service on our website may be collected by both us and our third-party payment processing providers. This includes, but is not limited to, name, email address, billing information, and credit card number. Please read our Privacy Policy with respect to how we handle your personal information.

Our third-party payment processing providers may have privacy policies and terms and conditions that differ from ours. We have no liability or responsibility for the independent policies of our third-party payment processing providers. You are encouraged to read the independent policies contained on the third-party payment processing providers’ websites.

You understand and release us from liability for any damage or loss caused by your purchase from our website or by your dealings with our third-party payment processing providers.

XI. Modifications to services and prices
Prices for our products are subject to change, with notice. We reserve the right at any time to modify or discontinue the Service (or any part or content thereof) at any time. We shall not be liable to you or to any third-party for any modification, price change, suspension or discontinuance of the Service.

XII. iframes
Without prior approval and express written permission, you may not create frames around our Web pages or use other techniques that alter in any way the visual presentation or appearance of our Website (www.lilyfanok.com).

XIII. Reservation of Rights
We reserve the right at any time and in its sole discretion to request that you remove all links or any particular link to www.lilyfanok.com. You agree to immediately remove all links to our Website upon such request. We also reserve the right to amend these terms of service and its linking policy at any time. By continuing to link to our Website, you agree to be bound to and abide by these linking terms of service.

XIV. Removal of Links from our Website
If you find any link on www.lilyfanok.com or any linked website objectionable for any reason, you may contact us about this. We will consider requests to remove links but will have no obligation to do so or to respond directly to you.
Whilst we endeavor to ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we commit to ensuring that the website remains available or that the material on the website is kept up to date.

XV. Termination
We reserve the right to terminate your access to our website (www.lilyfanok.com) and services, in full or in part, at any time for any reason.

XVI. Dispute resolution & jurisdiction
These Terms and Conditions shall be governed and construed according to the laws of the State of Idaho regardless of the conflict of laws principles thereof. By using our website or its content, or products and/or services purchased therefrom, or via materials requested through email, you submit to the exclusive jurisdiction and venue of these courts and waive any defense of forum non conveniens.

XVII. Severability
If any provision of these Terms and Conditions shall be declared unenforceable or invalid, all remaining provisions shall remain in full force and effect.

XVIII. Modification of Terms & Conditions
We may change, modify, or update these Terms and Conditions at any time and will notify you of any such changes by a prominent notice displayed on our website. We recommend that you check the Terms and Conditions when you visit our website to be sure that you are aware of our most current policies.

XIX. Contact
If you have any questions regarding these Terms and Conditions, please contact: fanoklily@gmail.com.

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These Terms and Conditions are fully effective as of 18 August, 2024.